Personal Loan

Personal loans are a financial service provided by institutions like ours, offering customers financial support to meet various needs such as emergency expenses, significant purchases, investments, or education. Personal loans typically come with flexible repayment options, allowing our customers to choose a repayment plan that suits their financial situation. By making timely repayments, customers can establish a positive credit history, increasing the likelihood of securing other loans or credit products in the future. While personal loans provide financial flexibility, it is crucial for individuals to manage debt sensibly to ensure that repayment plans do not create unnecessary financial strain.
 

• Loan amount up to RM 500,000.00
• Interest as low as 2.45%* per annual
• No guarantor & No collateral is required
• Debt consolidated, lower monthly commitment as 70%*
• High approval rate as 91%

How our services work

1. Customers Reach Out
Whether it's an enquiry or request for an in-depth consultation, you can reach out to us via email, WhatsApp, message, or even a call.

2. Let's Meet Up
Our financial consultants will try their best to make an appointment for a face-to-face meeting so that they can understand your financial needs better whilst offering an overview of the prospective alternatives as well as outcomes.

3. Proposal
Upon completion of the in-depth interview and analysis, our financial consultant will begin to construct a proposal that includes the best solution which may comprise of existing bank products to suit your personal needs. The process of negotiation, consideration and elimination will take place here, involving input from the client's end.

4. Submission
Upon agreement of the proposed solutions and goals, our financial consultant will help the client to submit the application of the selected solution (along with applicable documents) to the respective banks/institutions.

5. Approval
As soon as the solution is approved, the client can start enjoying lower interest rates for their loans and aim towards achieving a debt-free status within the desired time frame. On top of that, they can even plan their other financial goals with the help of our financial consultants too!