LIFESTYLE PROTECTION FOR YOUR FAMILY

This plan provides your family with a lump sum payment of 100% of the amount you are covered for if you pass away or suffer from total and permanent disability (TPD). We will pay twice the amount if you pass away due to an accident, three times the amount if the accident occurs in a bus, train or airplane, and six times if you pass away due to a natural disaster.

WEALTH REWARDS

Rewards you with as high as 5% of your coverage amount as early as at the end of policy anniversary upon attaining age 65 and every 10 years subsequently until maturity, if no withdrawals are made and premiums are paid up to date.

WEALTH BOOSTER

This benefit rewards you with even more values at maturity if you select a longer coverage term or a higher coverage amount. In addition, your Wealth Booster doubles if no withdrawals from your account value are made and premiums are paid up to date.

LIFE-STAGE CELEBRATION

Allows you to withdraw up to 10% of your account value for certain life-stage events, and still be entitled for the Wealth Rewards and Wealth Booster.

NO MEDICAL CHECK UP REQUIRED

You can get covered for up to RM4 million without having to go for a medical checkup.*

*Depending on your age and health condition.

VITALITY WEALTH BOOSTER

When you sign up as an AIA Vitality member, you may receive an additional benefit called the Vitality Wealth Booster. This provides additional value based on your accumulated Vitality Wealth Booster Percentage (VWBP) or the Locked-in VWBP, whichever is higher when your policy matures or terminates due to death, total and permanent disability or critical Illnesses, without having to pay any additional premium. The initial VWBP starts from 20%. For each subsequent year, the Vitality Wealth Booster Percentage may increase, decrease or remain the same based on your AIA Vitality Status.