6-Retirement Savings Benefit: 马来西亚的首选 KOPERASI NUCW BERHAD

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It is unjustifiable to not save for retirement. Having that money handy, prepares members in case they retire earlier than expected. Everyone has the right to look forward to a happy and financially secured retirement after countless years of working. To be financially secured at retirement, members will need to save adequately in order to provide 2/3 of their last drawn salary to continue the same lifestyle they have become accustomed to.

At Koperasi NUCW, we mould a retirement savings scheme for our co-operative members and aims to ease members’ financial burdens after their retirements. With this designated scheme, members have the flexibility to save more and fast by increasing their monthly subscriptions at any time while enjoying the dividends. In addition, member’s savings are been monitoring and supervision by the Co-operative Societies Commission of Malaysia and Co-operative Societies Act 1993.

Monthly savings start as low as RM30.00 per month.
On members’ savings.
Offers flexibility to members by choosing to save more and fast by increasing their monthly subscriptions at any time.
Offers a safe and convenient way to members to save for their future retirement.
Cultivate the habit of thrift among members.
A much valued savings that will generate high annual dividends on accumulated funds in members’ accounts over the years.
Aims to ease members’ financial burdens after their retirements.
Helping members to enjoy other membership benefits while saving for their future retirements.
Management of members’ savings protected through monitoring and supervision by the Co-operative Societies Commission of Malaysia and Co-operative Societies Act 1993.

* Subject to Terms & Conditions.

A Sampel Savings + Dividends Simulation Table

Monthly Savings	5%				7%
	5 years	10 years	15 years	20 years	5 years	10 years	15 years	20 years
RM50	(3000)	(6000)	(9000)	(12000)	(3000)	(6000)	(9000)	(12000)
RM50	3,481	7,924	13,595	20,832	3,802	9,387	17,595	29,654
RM100	(6000)	(12000)	(18000)	(24000)	(6000)	(12000)	(18000)	(24000)
RM100	6,962	15,848	27,189	41,663	7,603	18,775	35,189	59,308
RM150	(9000)	(18000)	(27000)	(36000)	(9000)	(18000)	(27000)	(36000)
RM150	10,443	23,772	40,784	62,495	11,405	28,162	52,784	88,961
RM200	(12000)	(24000)	(36000)	(48000)	(12000)	(24000)	(36000)	(48000)
RM200	13,925	31,696	54,378	83,326	15,206	37,549	70,378	118,615
Sample Investment Growth

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