THIS PLAN INCLUDES EXTENSIVE COVERAGE FOR COVID-19
Coverage Period
UP TO 80 YEARS OLD
Entry Age
16 - 60 YEARS OLD
A-Life Beyond Critical Care is a plan that is designed to accompany your health journey and provide you with comprehensive critical illness protection until the age of 80. This plan covers you from early detection to prevention, and from treatment to recovery.
AIA Vitality members will get a Yearly Cash Bonus every year, which is given to you as a reward for your healthy choices, and may get up to 20% of your annualised premiums paid every year. Additionally, if your coverage amount is at least RM100,000, you’ll get a Health Screening Benefit every 2 years to encourage you to get your health checked regularly.
So join AIA Vitality, our unique behavioural change programme that actively supports and rewards you for making healthy choices.
COMPREHENSIVE CRITICAL ILLNESS PROTECTION
Get covered for 180 critical illness conditions! You will receive a lump sum payment of 100% of your coverage amount when you are diagnosed with an Early, Intermediate, or Advanced stage critical illness.
TOTAL HEALTH SOLUTION
The Health Screening Benefit encourages you to know your health better and also facilitates early detection for faster recovery. After diagnosis of a covered illness, you will then get a Recovery Support Benefit to reimburse medications, consultations, follow up screenings, and also rehabilitation therapies.
YEARLY CASH BONUS
You can enjoy a Yearly Cash Bonus without having to pay additional premiums when you purchase A-Life Beyond Critical Care and sign up as an AIA Vitality member. Every year, your bonus can be as high as 20% of the annualised premiums you have paid for this plan.
COVERAGE BEYOND FINANCIAL PROTECTION
Other than supporting you financially, we also want to make sure that you have the best chance of getting the correct diagnosis and best medical treatment available to you. With our Personal Medical Case Management (PMCM) Service, you will receive:
Access to the world's leading specialists
Review and re-evaluate your medical condition
Medical recommendation based on reviewed diagnosis
Ongoing guidance and support
24/7 hotline (excluding public holidays) in English, Bahasa Malaysia and Mandarin
This benefit is administered by our service provider, Medix Medical Services Asia Limited (Medix).
BE REWARDED FOR STAYING HEALTHY
When your plan matures at age 80, you can get up to 150% of your total premiums paid to celebrate this significant milestone in your life.
ENHANCING YOUR PLAN WITH OPTIONAL BENEFIT
You can enhance your plan by adding the optional benefit, A-Plus Beyond Advance Care which provides a lump sum benefit of 100% of the coverage amount critical illness, so that you can receive the best treatment.
COVERAGE FOR COVID-19
This plan covers you for the cost of admission to ICU in a government or private hospital due to COVID-19*
For more information, head on over to https://www.aia.com.my/en/covid-19-updates.html#coverage
*Terms and Conditions apply
Malaysia
