Private Retirement Schemes (PRS)

Private Retirement Schemes (PRS) is a voluntary long-term savings and investment scheme designed to help you save more for your retirement. PRS seek to enhance choices available for all Malaysians whether employed or self-employed to supplement their retirement savings under a well-structured and regulated environment. It is open to foreigners residing in Malaysia as well. PRS offers a choice of retirement funds from which individuals may choose to invest in based on their own retirement needs, goals and risk appetite. PRS is regulated by the Securities Commission Malaysia (SC). AIA Pension and Asset Management Sdn. Bhd. (APAM) is the provider for AIA PRS which is an approved pension scheme governed by the SC. APAM is one of the leading PRS providers in Malaysia today. We are a long-term investment specialist, offering a selection of conventional and Shariah-compliant funds that not only complement AIA’s comprehensive suite of products, but also provide life planning solutions that look after our customers’ retirement savings needs. The PRS aims to encourage individuals to take an active role in planning for their retirement by providing them with a flexible and tax-efficient savings and investment platform.

PRS是一项自愿的长期储蓄和投资计划，旨在帮助您为退休生活储蓄更多资金。PRS为马来西亚人提供多种选择，无论是雇员还是自雇人士，都可以在一个良好结构和受监管的环境下增加他们的退休储蓄。该计划也对在马来西亚居住的外国人开放。PRS提供了多种养老基金，可以根据自己的养老需求、目标和风险承受能力选择投资。PRS受马来西亚证券委员会（SC）监管。AIA Pension and Asset Management Sdn. Bhd.（APAM）是AIA PRS的供应商，它是一项由SC监管的批准养老金计划。APAM是马来西亚最领先的PRS提供商之一。作为长期投资专家，我们提供一系列基金和人生规划解决方案，来照顾客户的退休储蓄需求。PRS非常鼓励每个人积极参与退休规划，用以补充您的雇员公积金（EPF）缴纳。