What would happen if I died without a will?

If you die without a valid will, it means you have died “intestate”. When this happens, the intestate’s assets may only be administered and distributed in accordance with Malaysia Distribution Act 1958. The intestate’s assets include your property, stock and shares, your savings in all of your bank accounts, and any other assets that you own at the time of your death. Insurance policies and EPF are not included as the monies will go to whoever you have nominated.

Any person having an interest in the intestate’s assets is required to first apply to the court for a Grant of Letter of Administration (LA). The entire process of administration could take anywhere from 2 to 5 years. If you do not want your loved ones to go through the lengthy process, it would be advisable for you to make a will.