[SHARING] Housing Loan Interest Rates in Malaysia

As of February 2025, here are the housing loan interest rates offered by major banks in Malaysia:

1. Maybank Islamic HouzKEY: Interest rates starting from 2.88% per annum, with a loan tenure of up to 35 years and a 1-year lock-in period.
2. Bank Islam Baiti Home Financing-i: Interest rates starting from 3.8% per annum, with a loan tenure of up to 35 years and no lock-in period.
3. Standard Chartered MortgageOne™ Zero Cost: Interest rates starting from 4.2% per annum, with a loan tenure of up to 20 years.
4. RHB My1 First Home Loan: Interest rates starting from 4.1% per annum, with a loan tenure of up to 20 years.
5. HSBC HomeSmart: Interest rates starting from 4.3% per annum, with a loan tenure of up to 20 years.

Please note that the actual interest rates may vary depending on factors such as bank policies, loan amount, loan tenure, and individual credit profiles. It is recommended to directly contact the relevant banks or visit their official websites for the most up-to-date and accurate information.