Mortgage Loan

A Mortgage Loan is a form of housing finance where the borrower secures funds from a bank or other financial institution to purchase a home by using the property itself as collateral. This type of loan typically consists of both principal and interest, with the home serving as the mortgage collateral. Borrowers adhere to a pre-negotiated repayment plan, making fixed monthly payments to gradually pay off the loan. A Mortgage Loan allows individuals to own a property without paying the full purchase price upfront, gradually establishing ownership over the property during the repayment period.
 

• Loan amount up to RM 500,000.00
• Interest as low as 2.45%* per annual
• No guarantor & No collateral is required
• Debt consolidated, lower monthly commitment as 70%*
• High approval rate as 91%

How our services work

1. Customers Reach Out
Whether it's an enquiry or request for an in-depth consultation, you can reach out to us via email, WhatsApp, message, or even a call.

2. Let's Meet Up
Our financial consultants will try their best to make an appointment for a face-to-face meeting so that they can understand your financial needs better whilst offering an overview of the prospective alternatives as well as outcomes.

3. Proposal
Upon completion of the in-depth interview and analysis, our financial consultant will begin to construct a proposal that includes the best solution which may comprise of existing bank products to suit your personal needs. The process of negotiation, consideration and elimination will take place here, involving input from the client's end.

4. Submission
Upon agreement of the proposed solutions and goals, our financial consultant will help the client to submit the application of the selected solution (along with applicable documents) to the respective banks/institutions.

5. Approval
As soon as the solution is approved, the client can start enjoying lower interest rates for their loans and aim towards achieving a debt-free status within the desired time frame. On top of that, they can even plan their other financial goals with the help of our financial consultants too!